This is the first week of the blog Dime Time. As I mentioned in my first post, this is about the revelation of my financial mistakes and the lessons I learned from those. This is a mistake series — the mistakes that I made and which caused my financial downfall.
My experience with money
My experience with money was not very pleasant! I was never comfortable using money: I’d always fumble if I had to handle cash. Moreover, I had hardly any financial education. This post is just a summary of how my ignorance about money led me into the dungeon of debts.
This starts with a tone of reminiscence (as with the last one). But this is more about how I interacted with the people around me. I always found it hard to say ‘no’, even when it meant not doing my work and risking my own job. This is about how I learned to say ‘no’ without hurting others’ feelings.
Credit cards ain’t your friend
I would use credit cards to buy everything I needed, even when I had money in bank. The habit of using card gradually grew into me like a poison ivy: I incurred a lot of debt. The funny thing is that I am still paying for the things that were gone long time ago! This post is about my realization why credit cards are not our friends.
Smart shopping times form the Worst Shopper of All Times
I had the idea that bargaining is for the miserly people only, and it’s not for a gentleman (like me!). I’d never look at the bill that I paid; neither did I care much about how much actually I paid! Several times I found there were mistakes in the bill. But it was not worth my time to go back to the store and get it fixed! Those were probably the biggest mistakes in my life. This post describes my previous shopping habits, and how I got over that and have become a pro-shopper. Included are the smart shopping tips at the end.
